The only bank

Merging banking, crypto, & tokenised assets

We’re growing Bitwala into a one-of-a-kind platform and you can be part of it!

Join STO list > Learn more

Hear it from us Why an STO?

Bitwala’s founder and CTO Ben, and CFO Christoph on why security tokens and digital assets will shape the future of finance.
Ben Jones, CTO
The home of tokenised assets
Christoph Iwaniez, CFO
Disrupting traditional finance

Discover Bitwala The crypto-first bank

Safe, fast,
transparent, free.

get your own our blockchain banking account

The future Product roadmap


Trade any asset

The future of assets is tokenisation. We will create the universal trading facility, providing access to unlimited tokenised assets, in one convenient platform.

Banking without limit

With our own German banking license we will provide even faster and more convenient banking services to our users, without restrictions.

More choice, less hassle

Our planned products include mobile payment (Apple & Google Pay), automatic taxation for crypto trading, lending, and much more.

Anyone, anywhere

We truly believe that transfering value should be without boundaries or exclusions. We started with the EU and will expand to 10 additional markets.

It’s not just us What people are saying

Recognized Awards received

award award

Disruptive team Banking and blockchain veterans

Bitwala is growing. Meet the whole team or join us.

Notable Investors and partners

In the media What they are saying

“This recent development will mark another milestone achievement for blockchain industry as a whole in terms of achieving mainstream recognition and adoption.”


“While cryptocurrency exchanges can be confusing and daunting to most people, 'nothing is more easy to explain than a normal bank account'”


“40,000 clients signed up for the new crypto banking service.”


“Anyone who wants to trade cryptocurrencies will soon find out that it’s rather complicated. [...] Startup Bitwala wants to change that and make Bitcoin accessible for all.”


“There's a Bright Future for Cryptocurrencies.” Founder and President Jörg Von Minckwitz interviewed by Bloomberg

“The Bitwala account comes with a bitcoin wallet. Users can manage both their BTC and EUR deposits in one place.”


Get in touch

Reach out to us directly and we will answer any questions you may have.


Bitwala GmbH was founded in October 2015 by Jörg von Minckwitz, Jan Goslicki, and Benjamin Jones. In the past, Bitwala offered services to enable crypto to fiat transfers. In December 2018, Bitwala successfully launched a fully-licensed crypto-first banking solution. Bitwala is offering the first of its kind banking experience to merge the fiat and crypto worlds.

Bitwala banking and crypto platform is already live. Please head over to Bitwala's homepage and sign up for your free account today.

STO is a new way for private companies to fundraise through the sale of Security Tokens and enjoy legal protection similar to classical forms of VC investing. For investors the advantages are: 1) easy and secure investment access to securities of potentially high return 2) no long lock ups of capital 3) maintaining all the rights of a non-tokenized investment.

By 2025 more than 10% of the global GDP will be tokenised and available for trading on a blockchain (WEF 2015). With our banking platform, we have successfully built the gateway between traditional and digital currencies. We are now launching a Security Token Offering to grow Bitwala into a universal all-in-one platform that merges banking, cryptocurrencies, and access to tokenised assets.

The Bitwala STO is currently an ongoing private sale. The private sale is dedicated to all eligible investors with a minimum investment of €100,000. We plan to launch an open sale by Q4 2019. The minimum investment threshold is planned at 500 EUR.

Please join our STO list and we will keep you updated on all phases of our security token offering. If you are a private investor wishing to invest €100.000 or more you can contact us at